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Randy A. Daniels is Vice Chairman Gilford Securities Inc. a full-service boutique investment firm providing an array of financial services to institutional and retail clients. Mr. Daniels is the former Vice Chairman of the State University of New York (SUNY) Board of Trustees where he was appointed by Governor George Pataki. He servered on the SUNY Board of Trustees for 11 years and was Chairman of the Investment Committee, Co-Chair of Charter Schools, a member of the Executive and Finance Committees, and the New York Education Reform Commission. Mr. Daniels holds Bachelor of Science Degree in Government and Broadcast Journalism from Southern Illinois University, in Carbondale, IL and has earned professional Series 7 and Series 63 licenses from National Association of Securities Dealers and the Financial Regulatory Authority.

Kimberly B. Davis is a Managing Director, Teneo Strategy global consultancy to private and publicly traded corporations, governments, philanthropic organizations and institutions. Prior to joining Teneo, Ms. Davis was Managing Director of Global Philanthropy and CSR, President of the JPMorgan Chase Foundation, and a member of JPMorgan Chase’s Exec- utive Committee. Her responsibilities included overseeing the firm’s approximately $218 million in annual giving, employee volunteerism, civic engagement, community relations and strategic corporate marketing programs. Ms. Davis co-founded Springboard, Partners in Cross-Cultural Leadership, a leadership education and consulting company committed to building highly diverse teams. She has been featured in a number of publications, including The Business Journal’s 100 Most Influential Women, Black Enterprise, Forbes, Pink Mag- azine and FastCompany’s 100 Most Creative People in Business. Most recently she was profiled in Essence Magazine’s “28 Most Influential Black Women” in America. Ms. Davis earned a bachelor’s degree in Economics and Finance from Spelman College in Atlanta. She completed ARC International’s Advanced Leadership Program and the Aspen Institute Exec- utive Program. Ms. Davis is married and is the mother of two adult children.

Bill Lighten is currently the Managing Partner for Eland Capital (“Eland”) a newly formed di- visionofTheWilliamsCapitalGroup,L.P.(“WCG”). WCGisoneoftheleadingminority-owned investment banks on Wall Street. Eland’s mandate is to introduce unparalleled advisory, structuring and underwriting expertise in the area of structured finance to institutional is- suers and investors. Prior to founding Eland in 2011, Mr. Lighten was a former Managing Director, Chairman and CEO of Lehman Brothers Bank, FSB, and spent over 23 years on Wall Street. He has been a member of both the Lehman Brothers’ Management Committee and the Fixed Income Operating Committee where he was involved with policy making proce- dures within the Fixed Income Division. Mr. Lighten was founder and global head of Lehman Brothers Mortgage Capital Division (MCD), where he was responsible for building and consol- idating the Firm’s industry leading residential mortgage loan origination franchise with over 6,500 employees globally. Mr. Lighten remained with Lehman Brothers until Feb, 2008.

Jacqueline J. Warner, Esq. is a seasoned attorney at the national law firm of Hinman, Howard & Kattell, LLP, in White Plains, New York with over 21 years of experience with corporate and securities matters, real estate and commercial lending transactions. Attorney Warner regularly advises clients on starting and growing their business, raising capital via private offerings and negotiating a wide array of contracts. Additionally, Ms. Warner assists not- for-profit organizations on obtaining tax-exempt status and governance matters. She is the author and publisher of a book entitled, The Mini Legal Toolbox for Entrepreneurs and Small Business Owners and a soon to be released second book in the The Mini Legal Toolbox series entitled, Raising Capital for Your Business; Understanding Private Offerings. She earned a Bachelor of Business Administration in Accounting Howard University’s School of Business and obtained her Juris Doctorate degree from the Howard University School of Law, where she was a member of The Howard Law Journal.